KiwiSaver is a savings scheme suitable for everyone, regardless of age, wealth or current employment status.

It’s a simple and affordable way to invest and save for retirement or a deposit for your first home. Plus, contributions to your savings can be increased with government contributions and by your employer.

Choosing the best KiwiSaver provider and plan is important to get right from the start. There are different fee structures and levels of return on investment. These are also influenced by how long you’ll have your KiwiSaver account.

Book your KiwiSaver session

Complete this form and we’ll get back to you for a no-obligation, 15 minute chat.

In 15 minutes we will be able to show you where you may have been leaving money on the table, and the next steps for growing your savings.

Service - KiwiSaver
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Why choose us for KiwiSaver?

KiwiSaver for buying your first home

Saving for a deposit on your first home can feel like a mountain to climb for many young people. KiwiSaver is one way you can save for a deposit, as the scheme allows you to make a withdrawal for buying your first home. Coupled with government and employer contributions, you’ll see your money grow faster.

We’ll show you how to optimise your savings so you can potentially buy your first home sooner.

KiwiSaver for retirement

Everyone has a different plan for retirement. You need practical, achievable advice about how to reach your goal when you decide to stop working. Everyone should make KiwiSaver a part of their retirement plan. No matter how many years you have to go until you retire, it’s never too late to plan for it. We can help you choose the best KiwiSaver plan to reach your goals and discuss other investment options to further optimise your savings.

KiwiSaver after retirement

If you’ve worked with us to reach your KiwiSaver and retirement savings goals, you’ll need ongoing advice about how to make that money work best for you once you get paid out.

We’ll show you how you can continue to invest your savings to support your retirement lifestyle.

I have had the pleasure of knowing Ian since 2016 when he came to Work & Income promoting Cole Murray Insurance products. I was supported & guided by Ian in choosing the appropriate Life Assurance, Trauma and Kiwi Saver Booster products suitable to me and my partners needs. In July 2019 I was diagnosed with Terminal Cancer, which is life changing. I had to undergo intense Chemotherapy sessions and reduce my working hours. Ian was amazing in supporting me professionally with all the required administrative work required to enabling the release of and accessing my financial entitlements being Life Assurance, Trauma cover & KiwiSaver Booster Funds. In June 2020 I underwent a 14 hour massive surgical procedure in the Waikato Hospital for the cancer to further extend my life expectancy. Through all this Ian frequently called me and visited me at my private residence once home from hospital. We have continued to be guided and supported currently by Ian in regard to my partner’s financial portfolios. Ian has always been approachable and made himself available at all times to support us, never anything to much trouble. Thank you Ian from the bottom of my heart, I would and have recommended you as a professional and caring person to co workers and friends alike.

- Anon

Hayley and other Staff of Cole Murray are welcoming and friendly towards new clients. I found that Hayley is knowledgeable about their product, services and procedures. There is regular contact and feedback when required.

- Wendy

I used Cole Murray for setting up my Kiwisaver. Excellent service from Haley who explained all options and made the process easy and hassle free.

- Matthys

I moved my KiwiSaver to Cole Murray as my own bank couldn't be bothered to advise me which the best options were to divide my % of investment in. Since transferring to Cole Murray, I haven't looked back. Hayley is an AWESOME Financial Advisor and keeps me updated. Thank you, TEAM. YOU'RE AWESOME!

- Magriet

We first met Tania Heighway 3 years ago, at only 22 years old, when we purchased our first home. Since then she has gone above and beyond her role to help me and my family in more ways than one. She is definitely one a kind and I’m so happy we had her through everything we have been through. I’ve always recommended her to my friends and family and could not be more happier with the work she has done for us. Thank you so much!!!

- Galaxie

The work and advice carried out by the Cole Murray team on our behalf has been excellent our questions and queries were discussed in a manner that was easy for us to understand and allowed us to make decisions on our finance which will provide us with a clear path with our future investment. A special thanks to Ian Fraser for his patience and encouragement in helping us reach our goal.

- Ali

Ian Fraser of Cole Murray was our financial adviser. He was so amazing to work with, answered every question we had no matter how big or small. Constantly kept us updated with everything going on and made sure we understood everything we talked about. He always gave us the time of day was very approachable and got everything done for us super fast. Overall he is a really nice guy and we would highly recommend him to everyone.

- Sarah

I’m really pleased with the way the Cole Murray Group have looked after my KiwiSaver.

- Ros

Highly recommend Ian Fraser, he worked very hard to get us a great deal with buying our house, life insurance that suited us and the kids for the future at a great price. He also sorted my KiwiSaver out to get the most return. I still get follow up emails / phone calls to make sure everything is fine and we're not forgotten (always works for the people's interest not his).

- Alyssa

Hayley was knowledgeable and helped me explore the best KiwiSaver options available. I have no hesitation in recommending Hayley as a helpful and efficient person to deal with in this regard. She does what she says she will do and is punctual with her response times... and always with a smile too! Thanks Hayley!

- Anon

Kia Ora, I would like to say thank you so much and especially a big thank you to Hayley for the work she has done in assisting to get the funds back. The advice she has given me in investing my money with Booster and how best to see it working for me has been really appreciated. Once again a big thank you.

- Debbie