You should always talk to an Investment Adviser when choosing an investment plan for your money.
We’ll find out what you need your money to do and develop a portfolio to achieve that goal. We have specialist investment knowledge and can provide sound advice about getting the most from your money.
We have access to national and international investment researchers and funds that offer the best investment opportunities on the market. This insight allows us to make robust plans to generate wealth from your investments.
Book your investments session
Complete this form and we’ll get back to you for a no-obligation, 15 minute chat.
Why choose us for your investments?
- We have a proven track record for getting great returns on investments
- We aren’t aligned to any one provider and can offer you more investment options
- We monitor and adjust your investments accordingly, to meet your needs
- Every investment portfolio is tailored to your individual risk profile and expectations so you get the returns you expect
Our investment plans
If you’re new to investing, and need advice on how to get started, we can help you choose an investment strategy. Whether you have surplus cash each week that you’d like to invest, or if you have a lump sum, here’s where we can help you.
We will discuss your goals for financial independence, determine your appetite for risk and provide investments solutions that suit your needs and goals.
Initial consult
FREE OF CHARGE
This usually takes around 30 mins. The consult will allow you to get a feel for the process, see which type of plan is right for you.
Investment or Retirement Plan
starting From $1199 incl. GST
An Investment or Retirement Plan is ideal if you have a specific amount of money to invest. This could be a lump sum or through regular contributions. Maybe you need assistance in retirement planning, or simply selecting the best investment options for your goals. This plan will likely include advice around KiwiSaver too.
Our investment planning service can be quite complex, so additional hours may be necessary and charged accordingly. An indication of any costs and fees payable by you will be provided before any commitment to the service and / or advice is made.
Your investment portfolio is reviewed annually in person, as part of our on-going service.
Getting Started Plan
FROM $799 INCL. GST
A Getting Started Plan is designed for individuals who are just starting out with investing and have other savings goals outside of those that KiwiSaver offers. You might have a regular amount to invest weekly or a lump sum to invest for a minimum of 4 years. We will determine your Risk Profile through a questionnaire and discuss your financial goals for this money. Based on your investment timeframe and risk tolerance, we will recommend a suitable managed fund.
Please note: This recommendation is limited and does not include our specialised Model Portfolios, investment platform, or retirement planning services. It does not consider any other areas of your financial situation, (Mortgage, Insurance, Estate Planning etc.), and therefore may not fully align with your overall financial strategy.
Thank you to Hayley, who helped us set up three investment accounts, one for each of our daughters. We have been putting money into their bank accounts since they were born. We came to the realisation that maybe that wasn’t the smartest way to invest this money. Hayley is so knowledgeable, explains everything so that we understood, and helped us decide what would work best with the amount we wanted to invest each fortnight. It makes me really happy seeing this small amount go out every payday knowing that it will help them in the long-term.
Stacey
Hayley O’Brien is so cheerful to deal with! She makes KiwiSaver a breeze to understand. We are more than pleased with her financial advice and our investments are growing despite poor returns elsewhere. Wouldn’t deal with anyone else. HIGHLY RECOMMEND.
Paula & Tom
There’s no universal minimum to start investing in New Zealand. Many managed funds and KiwiSaver schemes accept initial investments from as little as $500-$1,000, while some investment platforms allow you to begin with even smaller amounts through regular savings plans. However, for personalised portfolio management and comprehensive financial advice, there may be minimum investment thresholds. We can work with you to develop an investment strategy that suits your current financial situation and long-term goals.
Give our Investment team a call today.
The right investment approach depends on your goals, timeframe, and personal circumstances.
- KiwiSaver is ideal for retirement savings due to government contributions and employer matching, with funds locked in until age 65 (with some exceptions).
- Managed funds offer professional management and diversification for medium to long-term goals with easier access to your money.
- Direct share investments provide more control and potential for higher returns but require greater knowledge and active management.
Most investors benefit from a combination of these options. We can help you decide which mix aligns best with your financial goals.
Your appropriate risk level depends on several factors: your investment timeframe, financial goals, income stability, existing assets, and personal tolerance for market volatility.
Generally, younger investors with longer timeframes can accommodate more growth-focused investments with higher short-term volatility, while those nearing retirement typically prefer more conservative, income-generating assets. Risk tolerance is also personal—some people sleep better with stable, lower-return investments, while others are comfortable with market fluctuations for potentially higher long-term returns.
We can help you understand your risk profile and build portfolios that match both your capacity and comfort with risk.
Most investors benefit from reviewing their portfolio at least annually, though major life changes (career moves, inheritance, marriage, children, or approaching retirement) warrant immediate reviews. Rebalancing—adjusting your portfolio back to target allocations—is typically recommended when asset classes drift more than 5-10% from their intended weightings, or on a scheduled basis (quarterly, semi-annually, or annually). Over-trading can incur unnecessary costs and tax implications, while neglecting rebalancing can lead to unintended risk exposure. We provide ongoing portfolio monitoring and proactive rebalancing recommendations to keep your investments aligned with your strategy.
Investment fees in New Zealand typically include management fees (usually 0.3%-2.5% annually depending on the investment type), performance fees (if applicable), trading costs, and potentially adviser fees for ongoing service.
While fees might seem small, they compound significantly over time. A 1% difference in annual fees can reduce your retirement savings by thousands of dollars over several decades. We prioritise transparency in all fee structures and focus on cost-effective investment solutions that balance quality management with competitive pricing. We’ll clearly explain all costs involved before you invest.
Market volatility is a normal part of investing, and temporary downturns are inevitable over long investment periods. The key is having a strategy prepared before volatility occurs. Generally, if your investment timeframe hasn’t changed and your circumstances remain stable, staying invested allows you to benefit from the market’s historical tendency to recover and grow over time. Selling during downturns locks in losses and often means missing the recovery. In fact, market dips can present opportunities to invest additional funds at lower prices.
However, if a market downturn reveals that you’re uncomfortable with your portfolio’s risk level, that’s valuable information for future investment decisions. We help clients maintain perspective during volatility and make rational, goal-focused decisions rather than emotional knee-jerk reactions.