Financial resources and news
Check in regularly for the latest financial resources and news. The financial industry is always changing, so we’ll keep you up to date about anything that may affect you, your family or your business. We’ll also post tips and advice about how to make your money work better for you.
Remember, if you have any questions, we’re always here to offer advice.
Refixing and refinancing your mortgage – what’s the difference?
Think of your mortgage like a phone plan. When your current “plan” (fixed rate) is about to end, you’ve got two main choices: stick with
The benefits of KiwiSaver when you’re your own boss
If you are self-employed and living in New Zealand, you might think KiwiSaver isn’t worth your time since you don’t receive employer contributions. However, opting
Getting a home loan when you’re your own boss
While being self-employed has many great benefits … getting a mortgage might be a bit more tricky than usual. Having a Mortgage Adviser on your
The retirement gap: Why women are falling behind
As of 2023 women typically have about 25% less money in their KiwiSaver accounts than men*. We often hear about the gender pay gap, which
Tips for making a claim after a flood
In New Zealand, and the world, we are seeing more and more extreme weather events. If you are unlucky enough for this to happen to
What does “going unconditional” actually mean?
When you’re buying a home or investing in property, there’s a key moment in the process called “going unconditional.” It’s a big step that shows
Why does my insurance premium keep increasing?
Every year you will probably notice a change in your insurance premiums. This is for a number of reasons, including location, risk, and claims history.
How can Cole Murray help you?
At Cole Murray we have a team of Advisers who specialise in Mortgages, Domestic Insurance (home,contents car etc.), Business Insurance, Business Loans, Life & Health Insurance,
Buying a house? Where to start …
If purchasing a house is the plan, it may seem a bit daunting knowing where to start. You will more than likely need a deposit,
Can I use Cole Murray’s services from anywhere in New Zealand?
Our advisers can help you with your mortgage, insurances and investments, including KiwiSaver. Steve Davies, our Mortgage Adviser talks to us about how we can
How to manage rising interest rates and mortgage costs
If you’re coming off a low fixed mortgage rate or about to face higher repayments, we understand it can be a daunting time. We have
What’s the difference between a Mortgage Broker and a Mortgage Adviser?
With the changes in regulations around financial advice that has been happening over the last couple of years, what we used to call a Mortgage