Don’t forget this important step when buying property

When you engage with Cole Murray Mortgage Advisers to purchase a property, not only do we help you find the best financial solution for your situation, we are also your biggest cheerleaders. We will be by your side the whole process and well after you have been given the key to your new property.

One thing we highly recommend our clients get is a building inspection from a qualified Building Inspector. Whether it’s your first home to get you on the property ladder, upsizing to a bigger place for your growing family, or purchasing a property for you to grow your business. This is an important step that could save you money in the future. Here’s why:

Spotting structural issues: A building inspection helps uncover hidden structural problems like cracks or roof issues. These things might not be obvious at first glance but could be big trouble down the road.

Ensuring safety: Safety comes first. Inspections can reveal hazards like bad wiring or mould that could harm you or your family. It’s important to know what you’re getting into.

Assessing maintenance needs: Even if a property looks fine, there could be maintenance issues lurking beneath the surface. Inspections help find these, saving you from expensive surprises later on.

Negotiating power: Armed with inspection findings, if there are issues, you could ask the seller to fix them or negotiate a better price.

Peace of mind: Knowing a professional has checked your property thoroughly gives you confidence in your purchase. In some cases, the building inspection may save you from a bad investment. Plus, it reassures your lender that they’re backing a good investment too.

How we can help

At Cole Murray Financial Advisers, we know a building inspection isn’t just an option, it’s essential. We don’t just find the best mortgage for you, but we can also connect you with a team to support you through the buying process, including building inspectors, lawyers, insurance advisers, KiwiSaver specialists and more. Give us a call today to get started on your property journey!

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