Refixing and refinancing your mortgage – what’s the difference?
Think of your mortgage like a phone plan. When your current “plan” (fixed rate) is about to end, you’ve got two main choices: stick with
Think of your mortgage like a phone plan. When your current “plan” (fixed rate) is about to end, you’ve got two main choices: stick with
If you are self-employed and living in New Zealand, you might think KiwiSaver isn’t worth your time since you don’t receive employer contributions. However, opting
While being self-employed has many great benefits … getting a mortgage might be a bit more tricky than usual. Having a Mortgage Adviser on your
As of 2023 women typically have about 25% less money in their KiwiSaver accounts than men*. We often hear about the gender pay gap, which
In New Zealand, and the world, we are seeing more and more extreme weather events. If you are unlucky enough for this to happen to
When you’re buying a home or investing in property, there’s a key moment in the process called “going unconditional.” It’s a big step that shows
Every year you will probably notice a change in your insurance premiums. This is for a number of reasons, including location, risk, and claims history.
At Cole Murray we have a team of Advisers who specialise in Mortgages, Domestic Insurance (home,contents car etc.), Business Insurance, Business Loans, Life & Health Insurance,
If purchasing a house is the plan, it may seem a bit daunting knowing where to start. You will more than likely need a deposit,
Our advisers can help you with your mortgage, insurances and investments, including KiwiSaver. Steve Davies, our Mortgage Adviser talks to us about how we can
If you’re coming off a low fixed mortgage rate or about to face higher repayments, we understand it can be a daunting time. We have
With the changes in regulations around financial advice that has been happening over the last couple of years, what we used to call a Mortgage
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