Helping you succeed in life's financial journey

How to budget for the added costs of home ownership

24 January 2019

Written by:

Steve Davies - Mortgage Adviser


NZ Money Mortgage Advice Broker Hawkes Bay compressor

So you're looking to buy a house. Whether it's your first home or you're moving up the property ladder, what are the extra costs you need to budget for? 

Buying a house is an exciting time. While it's great to get swept away in the fun stuff, let us help you answer one key question you need to know - how to budget for it?

Remember the costs don’t stop at the purchase price, so get out a piece of paper and write down the following costs (your Mortgage Adviser can help you with this):

REGULAR ONGOING COSTS

ONE-OFF COSTS

It can seem like a lot to think about, so as Mortgage Advisers we are more than happy to sit down with you, take stock and help make budgeting for your new home easy.

Ready to look at getting a mortgage?

That's great, you can go forward knowing you are prepared for the real costs and responsibilities that go with home ownership! And don't worry, being a homeowner isn't all boring responsibilities - it can be a lot of fun and very rewarding.

If you have any questions about getting a mortgage, any one of our Mortgage Advisers will be happy to help make the process easy for you, and point out anything you might not know you don't know. For a no-obligation chat, contact us today.

Ask a Mortgage Adviser

It's a service that comes at no cost to you*, and puts your interests first - learn more here.


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An Adviser Disclosure Statement is available free and upon request. 

* Our standard Mortgage Advisory service is provided free of charge as we are remunerated (paid) by the banks, but we also provide specialised services and advice for non-conforming, credit-impaired, business and complex cases. After our free initial no-obligation consultation, we will advise you if a fee may need to be charged before we undertake any work. In many cases we may find a simple solution for you. 


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